Stellar Public Network · Protocol 20+ · CAP-0035

True Regulated Anchor (TRA) — Institutional Stellar Settlement Engine

A fully auditable, CAP-0035 compliant digital anchor on the Stellar network. Engineered for regulated cross-chain settlement, seamless CEX liquidity, and verifiable 1:1 asset backing.

Total Backed Reserves

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1:1 attested backing (USD equivalent)

Protocol Status

Protocol 20+ Soroban

CAP-0035 active

Issuer Flags

0x8 | 0x2

Clawback enabled | Revocable

Circulating Supply

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24h settlement volume on DEX

Live reserve accounts

Issuer & Distributor wallets

Real-time balances for the TRA issuing and distribution accounts, fetched directly from Horizon.

Issuer account — live wallet

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Live from Horizon · auto-refresh 30s

Distributor account — live wallet

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Live from Horizon · auto-refresh 30s

Reserve architecture

Three-pillar backing model

Every TRA in circulation is backed by on-chain verifiable reserves distributed across three pillars, published continuously and reconciled against Horizon account balances.

Pillar 1 — Cash & Equivalent Stable Liquidity9% target

Limited USD- and EUR-referenced token exposure for immediate liquidity, including yield-bearing assets with different liquidity terms. Issuer controls, including freeze or clawback where enabled, and redemption risks vary; USD values use market quotes, not assumed parity.

Pillar 2 — LOVE Coin & Ecosystem Core70% target

Core allocation to LOVE Coin and related ecosystem tokens, alongside XLM for network reserves and DEX settlement. Community liquidity supports ecosystem activity; market volatility, concentration and liquidity risks remain.

Pillar 3 — Real-World & Commodity Backing21% target

Tokenised precious-metals exposure intended to preserve purchasing power against inflation. This is not a guaranteed hedge; token prices, liquidity, custody and redemption terms carry risks, and underlying metal backing requires independent verification.

Regulatory posture

Compliance by protocol design

0x2AUTH_REVOCABLE_FLAG

The issuer can revoke or freeze authorization on a trustline when required by a court order or sanctions screening.

0x8AUTH_CLAWBACK_ENABLED_FLAG

CAP-0035: the issuer can claw back tokens from a holder under a documented, multi-signature governance decision.


Aligned with EU MiCA electronic money token criteria, VASP guidance and AML/CFT standards. Clawback is executable only under multi-signature board authorisation.

Open governance simulator